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In the past, investing in some of the world’s most valuable companies often meant shelling out hundreds or even thousands of dollars for a single share. For many everyday investors, that presented a barrier to entry. Today, however, with fractional stocks, it is now easier than ever to start investing – even with a modest capital.
In this article, we’ll explain what fractional stocks are, how they work, and why you should consider them when building your own trading portfolio.
What Are Fractional Stocks?
零碎股，又称碎股，代表着公司股票 完整股份的一部分。 投资者无需购买苹果、特斯拉或亚马逊等价格可能高达数百甚至数千美元的完整股票，而是可以选择购买零 碎股， 以更低的金额满足其预算需求。 例如，如果 XYZ 公司的一股交易价格为 1000 美元，而您投资 100 美元，您将拥有 0.1 股，即该股票中与您投资额相对应的份额。
For example, if a single share of Company XYZ trades at $1,000, and you invest $100, you’d own 0.1 shares – your proportionate piece of that stock. You may be pleased to know that with Phillip Nova, you can purchase a fractional stock with a budget from as low as $1!
How Do Investors Use Fractional Stocks?
- Lower Barrier to Entry
Fractional investing enables anyone to start investing, regardless of their account size. It’s an excellent way for beginners or younger investors to enter the market, build confidence, and diversify their portfolio without needing a large upfront investment.
- Diversification with Limited Funds
Diversification is a key principle of risk management in investing. Fractional shares allow investors to spread their money across multiple companies and sectors, rather than concentrating it in one or two full shares.
例子： With $500, an investor could buy fractional shares of five US companies in different sectors instead of being limited to one or two full sized Tech stocks.
- Dollar-Cost Averaging (DCA)
Fractional shares work seamlessly with DCA strategies, where investors invest a fixed amount regularly, regardless of the stock price (e.g., $100 every month). This helps reduce the impact of market volatility over time and builds wealth gradually.
With DCA, when prices are high, you buy fewer shares; when prices are low, you buy more. Over time, this can lower your average cost per share.
DCA also encourages regular investing habits, which helps build long-term wealth while removing the emotion and guesswork from investing.
- Access to High-Priced Stocks
Investors no longer need to wait for stock splits or price drops. Fractional shares give direct access to premium stocks at a price point that works for everyone. This includes easier access to tech giants like Meta, Apple, Amazon, Netflix and Google!
Why It Matters in Today’s Market
In an era of financial democratisation, tools like fractional shares empower retail investors to get started with building their portfolio even with a modest budget and helps to make investing accessible for everyone.
Additionally, whether you’re a first-time investor or an experienced trader looking to optimise your strategy, fractional investing adds flexibility, accessibility, and efficiency to your financial toolkit.
Invest in Fractional Shares from just $1, at a flat fee of USD0.38. Click here to learn more now!
在 NOVA 交易 CFDs、ETF、外汇、期货、期权、贵金属和股票
NOVA 交易功能
- 接入超过 20 个全球交易所
从 20 多个全球交易所的 200 多个全球期货中捕捉机遇 - 全球股票的交易市场
覆盖新加坡、美国、中国、香港、马来西亚及日本市场，提供超过 11,000 只股票及 ETF。 - 由 TradingView 提供图表功能
查看实时图表，并使用超过 100 种技术指标。 - 真正的多资产交易体验
通过 NOVA 单一账本交易 CFDs、ETF、外汇、期货、期权、贵金属和股票。 - 美元及新元股票融资利率低至 4.5% p.a.
- 美股碎股低至 1 美元起
以低至 1 美元名义金额开始投资美股碎股，每笔订单佣金为 0.38 美元。
